The Club Vistara SBI Card PRIME is a premium travel credit card designed for frequent flyers, offering an array of travel-related benefits. Launched in collaboration with Vistara, this card provides substantial rewards on travel bookings, complimentary airport lounge access, and exclusive milestone rewards. In this detailed review, we explore the key features and benefits of the Club Vistara SBI Card PRIME to help you determine if it aligns with your travel and lifestyle needs.
Overview
| Feature | Details |
|---|---|
| Card Type | Travel Credit Card |
| Reward Rate | 4 Club Vistara (CV) Points per ₹200 spent |
| Reward Value | 1 CV Point = ₹0.75 |
| Annual Fee | ₹2,999 + GST |
| Unique Selling Points | Complimentary flight tickets, domestic and international lounge access |
| Rating (out of 5) | 4.7 |
Welcome Benefits for Club Vistara SBI Card PRIME
| Welcome Benefit | Details |
|---|---|
| Complimentary Ticket | 1 Premium Economy ticket (E-Gift Voucher) on payment of the annual fee |
| Additional Benefits | Club Vistara Silver Membership |
Charges for Club Vistara SBI Card PRIME
| Fee Type | Charges |
|---|---|
| Joining Fee | ₹2,999 + GST |
| Renewal Fee | ₹2,999 + GST |
| Finance Charges | 3.5% per month (42% per annum) |
| Late Payment Fee | ₹100 to ₹1,300 based on the outstanding balance |
| Foreign Transaction Fee | 3.5% |
| Rent Payment | 1% fee using third-party apps like CRED, Paytm |
| Education | 1% fee using third-party apps |
| Utilities | No additional charges |
Benefits of Club Vistara SBI Card PRIME
The Club Vistara SBI Card PRIME offers a variety of premium benefits:
- Travel Benefits: Complimentary Premium Economy ticket as a welcome and renewal benefit, and Club Vistara Silver Membership.
- Dining and Entertainment: Not specified.
- Insurance Coverage: Air accident cover of ₹1 crore, lost card liability cover up to ₹1 lakh, and flight cancellation cover up to ₹3,500 for six cancellations per year.
- Fuel Surcharge Waiver: 1% waiver on fuel surcharge across all petrol pumps in India, subject to a maximum of ₹250 per month.
Rewards from Club Vistara SBI Card PRIME
| Spend Category | Reward Rate |
|---|---|
| All Retail Spends | 4 CV Points per ₹200 spent |
| Vistara Spends | 9 CV Points per ₹100 spent |
| Reward Value | 1 CV Point = ₹0.75 |
| Rewards Expire in | 3 years |
Milestone Benefits of Club Vistara SBI Card PRIME
| Spending Milestone | Reward Earned |
|---|---|
| ₹75,000 annual spend | 3,000 CV Points |
| ₹1.5 lakh annual spend | 1 Premium Economy ticket |
| ₹3 lakh annual spend | 1 Premium Economy ticket |
| ₹4.5 lakh annual spend | 1 Premium Economy ticket |
Redemption of Club Vistara SBI Card PRIME Points
Cardholders can redeem their CV points through various channels:
- Flights: Redeem points for Vistara flights and partner airlines.
- Non-Travel Options: Redeem points for merchandise, vouchers, and more via the Club Vistara portal.
Gift Vouchers Available
| Category | Brands |
|---|---|
| Shopping | Myntra, Amazon, Pantaloons, Levi’s, Lifestyle, Shoppers Stop |
| Electronics | Croma |
| OTA | MakeMyTrip, EaseMyTrip |
| Hotels | Oberoi Hotels, Taj Hotels, ITC Hotels |
| Cabs | Uber, Ola |
| Airline | Vistara, IndiGo, SpiceJet |
| Luxury Brands | Neiman Marcus, Gucci, Louis Vuitton |
| Merchandise | Apple, Samsung |
Airport Lounge Access with Club Vistara SBI Card PRIME
| Access Type | Details |
|---|---|
| Domestic Lounges | 8 complimentary visits per year (Max 2 per quarter) |
| International Lounges | 4 complimentary visits per year (Max 2 per quarter) |
| Add-on Cardholder Benefits | Same benefits as primary cardholder |
Airport Transfers with Club Vistara SBI Card PRIME
The Club Vistara SBI Card PRIME does not offer specific benefits for airport transfers.
Forex Markup Fee for Club Vistara SBI Card PRIME
| Fee Type | Details |
|---|---|
| Forex Markup Fee | 3.5% on all international transactions |
Eligibility for Club Vistara SBI Card PRIME
To apply for the Club Vistara SBI Card PRIME, applicants must meet the following criteria:
- Age: 18 years and above
- Income: Minimum ₹40,000 per month for salaried applicants; ₹33,333 per month for self-employed applicants
- Documents Required: Aadhar Card, PAN Card, proof of income (latest bank statements/salary slips, ITR), and residence proof (utility bills, passport, driving license, etc.)
How to Apply for the Club Vistara SBI Card PRIME
Applying for the Club Vistara SBI Card PRIME is straightforward:
- Online Application:
- Visit the SBI Card website.
- Click on the “Apply Now” button and fill out the required personal and financial information.
- Submit the necessary documents online as per the instructions.
- Offline Application:
- Visit the nearest SBI branch.
- Request an application form for the Club Vistara SBI Card PRIME.
- Fill out the form with accurate details and attach the required documents.
- Submit the form at the branch and await approval.
Card Review: Club Vistara SBI Card PRIME
The Club Vistara SBI Card PRIME is an excellent choice for frequent flyers looking for travel-related rewards and benefits. With substantial reward points, complimentary lounge access, and milestone benefits, it offers great value for those who travel frequently with Vistara.
Rating: 4.7
- Overall Rating: 4.7
- Benefits: 4.8
- Fees: 4.5
- Customer Service: 4.6
Pros and Cons of Club Vistara SBI Card PRIME
Advantages of the Credit Card:
- High reward rate on Vistara spends.
- Complimentary Premium Economy ticket as welcome and renewal benefit.
- Comprehensive insurance coverage and 24×7 concierge services.
Potential Drawbacks:
- High foreign transaction fee of 3.5%.
- Limited rewards on non-Vistara spends.
Similar Cards to Club Vistara SBI Card PRIME
| Feature | Club Vistara SBI Card PRIME | ICICI Bank Sapphiro Visa Credit Card | HDFC Regalia Credit Card | Standard Chartered Emirates World Credit Card | Citi PremierMiles Credit Card |
|---|---|---|---|---|---|
| Annual Fee | ₹2,999 + GST | ₹3,500 + GST | ₹2,500 + GST | ₹3,000 + GST | ₹3,000 + GST |
| Lounge Access | 8 domestic, 4 international | Unlimited domestic, 4 international | Unlimited lounge access | 6 domestic, 2 international | 10 domestic, 2 international |
| Reward Rate | 4 CV Points per ₹200 spent | Up to 6 PAYBACK Points per ₹100 spent | 4 Reward Points per ₹150 spent | Up to 6 Skyward Miles per ₹150 spent | Up to 10 Miles per ₹100 spent |
| Reward Value | 1 point = ₹0.75 | 1 point = ₹0.25 | 1 point = ₹0.50 | 1 point = ₹0.25 | 1 point = ₹0.45 |
| Special Benefits | Vistara flight rewards | Travel, shopping, dining benefits | Travel, dining, insurance | Skywards Miles for Emirates flights | PremierMiles for all travel |
Relevant Links
To help our readers navigate our website and find additional relevant content, here are some internal links you might find useful:
For more detailed information about SBI credit cards and other financial products, you can visit the official SBI Card website.
FAQ
Q: What is the annual fee for the Club Vistara SBI Card PRIME? A: The annual fee for the Club Vistara SBI Card PRIME is ₹2,999 + GST, which is the same for both the joining fee and the renewal fee.
Q: How can I earn reward points with the Club Vistara SBI Card PRIME? A: You can earn 4 Club Vistara (CV) Points per ₹200 spent on all retail spends. Additionally, you earn 9 CV Points per ₹100 spent on flight bookings made through the Air Vistara portal.
Q: Does the Club Vistara SBI Card PRIME offer lounge access? A: Yes, the card offers 8 complimentary domestic lounge visits per year (2 visits per quarter) and 4 complimentary international lounge visits per year (2 visits per quarter) through the Priority Pass membership.
Q: What is the forex markup fee for international transactions? A: The forex markup fee for international transactions is 3.5%.
Q: Are there any milestone benefits with the Club Vistara SBI Card PRIME? A: Yes, milestone benefits include 3,000 CV Points on spending ₹75,000 annually, 1 Premium Economy ticket on spending ₹1.5 lakh, ₹3 lakh, and ₹4.5 lakh annually.
Q: How do I apply for the Club Vistara SBI Card PRIME? A: You can apply for the Club Vistara SBI Card PRIME online through the SBI Card website or offline by visiting the nearest SBI branch.
