Axis Bank has partnered with Air Vistara to offer three co-branded credit cards: the Axis Bank Vistara Infinite Credit Card, the Axis Bank Vistara Signature Credit Card, and the Axis Bank Vistara Credit Card. The Vistara Signature Card, positioned as a mid-tier travel card, caters to frequent domestic travelers and is the second most premium option among these offerings.
With a joining fee of Rs. 3,000, the Vistara Signature Card provides a host of travel benefits. Cardholders enjoy perks such as complimentary access to domestic airport lounges, travel insurance, complimentary air tickets, and a complimentary Club Vistara Silver Membership.
Regarding rewards, the card offers 4 CV (Club Vistara) Points for every Rs. 200 spent. These points can be redeemed for class upgrades, award flights, or any seat booking on Air Vistara. Each CV Point is worth Rs. 0.20, giving the card an effective reward rate of 0.8%. Additionally, cardholders can earn up to 3,000 bonus CV Points and receive 4 complimentary air tickets annually upon reaching certain spending milestones.
Other notable benefits include complimentary golf rounds and various insurance covers. Continue reading to discover more about this co-branded credit card from Axis Bank and Air Vistara.
Axis Bank Vistara Signature Credit Card Overview
| Feature | Details |
|---|---|
| Card Type | Premium Travel Credit Card |
| Reward Rate | 4 CV points for every ₹200 spent |
| Reward Value | 1 CV Point = ₹1 (approx.) |
| Annual Fee | ₹3,000 + GST |
| Unique Selling Points | Complimentary premium economy tickets, airport lounge access |
| Rating (out of 5) | 4.7 |
Welcome Benefits for Axis Bank Vistara Signature Credit Card
| Welcome Benefit | Details |
|---|---|
| Complimentary Ticket | 1 Premium Economy Class air ticket on activation |
| Additional Benefits | Complimentary Club Vistara Silver membership |
Joining Fees for Axis Bank Vistara Signature Credit Card
| Fee Type | Details |
|---|---|
| Joining Fee | ₹3,000 + GST |
| Renewal Fee | ₹3,000 + GST |
| Finance Charges | 3.6% per month (52.86% per annum) |
| Late Payment Fee | ₹100 to ₹1,300 based on the outstanding balance |
| Foreign Transaction Fee | 3.5% |
Utility Payment Charges for Axis Bank Vistara Signature Credit Card
| Payment Type | Charges |
|---|---|
| Rent Payment | 1% fee using third-party apps like CRED, Paytm |
| Education | 1% fee using third-party apps |
| Utilities | No additional charges |
Membership Benefits of Axis Bank Vistara Signature Credit Card
The Axis Bank Vistara Signature Credit Card offers a variety of premium benefits:
- Travel Benefits: Complimentary Premium Economy Class ticket, complimentary Club Vistara Silver membership.
- Dining and Entertainment: 25% discount up to ₹800 at partner restaurants via Axis Bank’s EazyDiner program.
- Golf Benefits: 3 complimentary golf sessions per year at select premium golf courses.
- Insurance Coverage: Purchase protection cover up to ₹1 lakh, travel insurance worth USD 300 for lost documents, and delay/loss of check-in baggage.
Rewards from Axis Bank Vistara Signature Credit Card
| Spend Category | Reward Rate |
|---|---|
| Retail Spends | 4 CV points for every ₹200 spent |
| Vistara Spends | 9 CV points for every ₹100 spent |
| Excluded Spends | No CV points for fuel, wallet, rental, insurance, utilities, government services, gold/jewelry spends |
| Reward Value | 1 CV Point = ₹1 (approx.) |
| Rewards Expire in | Do not expire |
Milestone Benefits of Axis Bank Vistara Signature Credit Card
| Spending Milestone | Reward Earned |
|---|---|
| ₹1.5 lakh annual spend | 1 Premium Economy ticket |
| ₹3 lakh annual spend | 1 Premium Economy ticket |
| ₹4.5 lakh annual spend | 1 Premium Economy ticket |
| ₹9 lakh annual spend | 1 Premium Economy ticket |
Redemption of Axis Bank Vistara Signature Credit Card Points
Cardholders can redeem their CV points for flight bookings on Vistara. The card also provides options to convert points into travel vouchers and other benefits through the Axis Bank rewards portal.
Gift Vouchers Available
| Category | Brands |
|---|---|
| Shopping | Myntra, Amazon, Pantaloons, Levi’s, Lifestyle, Shoppers Stop |
| Electronics | Croma |
| OTA | MakeMyTrip, EaseMyTrip |
| Hotels | Oberoi Hotels, Taj Hotels, ITC Hotels |
| Cabs | Uber, Ola |
| Airline | Vistara, IndiGo, SpiceJet |
| Luxury Brands | Neiman Marcus, Gucci, Louis Vuitton |
| Merchandise | Apple, Samsung |
Airport Lounge Access with Axis Bank Vistara Signature Credit Card
| Access Type | Details |
|---|---|
| Domestic Lounges | 8 complimentary visits per year |
| International Lounges | Not available |
| Add-on Cardholder Benefits | Same benefits as primary cardholder |
Airport Transfers with Axis Bank Vistara Signature Credit Card
The Axis Bank Vistara Signature Credit Card offers discounted luxury airport transfer services, providing convenience and comfort for frequent travelers. This service requires prior booking through the Axis Bank concierge.
Forex Markup Fee for Axis Bank Vistara Signature Credit Card
| Fee Type | Details |
|---|---|
| Forex Markup Fee | 3.5% on all international transactions |
Eligibility for Axis Bank Vistara Signature Credit Card
To apply for the Axis Bank Vistara Signature Credit Card, applicants must meet the following criteria:
- Age: 18 to 70 years old
- Income: Minimum ₹6 lakh per annum
- Documents Required: Aadhar Card, PAN Card, proof of income (latest bank statements/salary slips, ITR), and residence proof (utility bills, passport, driving license, etc.)
How to Apply for the Axis Bank Vistara Signature Credit Card
Applying for the Axis Bank Vistara Signature Credit Card is straightforward:
- Online Application:
- Visit the Axis Bank website.
- Click on the “Apply Now” button and fill out the required personal and financial information.
- Submit the necessary documents online as per the instructions.
- Offline Application:
- Visit the nearest Axis Bank branch.
- Request an application form for the Axis Bank Vistara Signature Credit Card.
- Fill out the form with accurate details and attach the required documents.
- Submit the form at the branch and await approval.
Card Review: Axis Bank Vistara Signature Credit Card
The Axis Bank Vistara Signature Credit Card is an excellent choice for frequent flyers seeking luxury and exclusive travel benefits. With complimentary premium economy tickets, Club Vistara Silver membership, and high reward rates on Vistara spends, this card offers substantial value for those who prioritize travel and lifestyle perks.
Rating: 4.7
- Overall Rating: 4.7
- Benefits: 4.8
- Fees: 4.5
- Customer Service: 4.7
Pros and Cons of Axis Bank Vistara Signature Credit Card
Advantages of the Credit Card:
- Complimentary premium economy tickets.
- High reward rates on Vistara spends.
- Comprehensive travel insurance and purchase protection.
Potential Drawbacks:
- High foreign transaction fee of 3.5%.
- Limited to domestic lounge access only.
Similar Cards to Axis Bank Vistara Signature
| Feature | Club Vistara SBI Card PRIME | Kotak IndiGo 6E Rewards XL Credit Card | Axis SpiceJet Voyage Credit Card | HDFC Intermiles Signature Credit Card |
|---|---|---|---|---|
| Annual Fee | ₹2,999 + GST | ₹2,500 + GST | ₹2,500 + GST | ₹2,500 + GST |
| Lounge Access | 8 domestic, 4 international | 8 domestic lounges per year | NA | NA |
| Reward Rate | 4 CV points for every ₹200 | 6E Rewards: 6% on Indigo, 3% on others | 200 SpiceClub Points per ₹1 | 12 InterMiles per ₹150 spent |
| Reward Value | 1 CV Point = ₹1 (approx.) | 1 6E Reward = ₹1 (approx.) | 1 SpiceClub Point = ₹1 (approx.) | 1 InterMile = ₹1 (approx.) |
| Special Benefits | Premium Economy tickets, e-vouchers | Welcome benefits, discounted IndiGo bookings | High rewards on SpiceJet spends | Travel and hotel booking discounts |
Relevant Links
To help our readers navigate our website and find additional relevant content, here are some internal links you might find useful:
For more detailed information about Axis Bank credit cards and other financial products, you can visit the official Axis Bank website.
FAQ
Q: What is the annual fee for the Axis Bank Vistara Signature Credit Card? A: The annual fee for the Axis Bank Vistara Signature Credit Card is ₹3,000 + GST.
Q: How can I earn reward points with the Axis Bank Vistara Signature Credit Card? A: You can earn 4 Club Vistara (CV) points for every ₹200 spent on regular purchases. For Vistara spends, you can earn 9 CV points for every ₹100 spent.
Q: Does the Axis Bank Vistara Signature Credit Card offer lounge access? A: Yes, the card offers 8 complimentary domestic lounge visits per year, but no international lounge access.
Q: What is the forex markup fee for international transactions? A: The forex markup fee for international transactions is 3.5%.
Q: Are there any milestone benefits with the Axis Bank Vistara Signature Credit Card? A: Yes, you can earn up to 4 Premium Economy tickets as milestone benefits upon reaching specified annual spending thresholds (₹1.5 lakh, ₹3 lakh, ₹4.5 lakh, and ₹9 lakh).
Q: How do I apply for the Axis Bank Vistara Signature Credit Card? A: You can apply for the Axis Bank Vistara Signature Credit Card online through the Axis Bank website or offline by visiting the nearest Axis Bank branch.
