IndusInd Bank Legend Credit Card Review – Features and Benefits

The IndusInd Bank Legend Credit Card is designed for individuals seeking premium benefits and luxury experiences. This card offers extensive travel benefits, reward points on every spend, and comprehensive insurance coverage, making it a top choice for frequent travelers and lifestyle enthusiasts. In this review, we explore the key features and benefits of the IndusInd Bank Legend Credit Card to help you determine if it aligns with your financial and lifestyle needs.

IndusInd Bank Legend Credit Card Overview

Feature	Details
Card Type	Super Premium Credit Card
Reward Rate	1 Reward Point per ₹100 spent on weekdays; 2 Reward Points per ₹100 spent on weekends
Reward Value	1 Reward Point = ₹0.75 for cash credit; 1 Reward Point = 1 AirMile/Club Vistara Point
Annual Fee	Nil
Joining Fee	₹9,999 + GST
Unique Selling Points	Fuel surcharge waiver, insurance coverage
Rating (out of 5)	4.5

Joining Fees for IndusInd Bank Legend Credit Card

Fee Type	Details
Joining Fee	₹9,999 + GST
Renewal Fee	Nil
Finance Charges	3.83% per month (46% per annum)
Late Payment Fee	₹100 to ₹1,300 based on the outstanding balance
Foreign Transaction Fee	1.8%

Benefits of IndusInd Bank Legend Credit Card

The IndusInd Bank Legend Credit Card offers a variety of premium benefits:

• Travel Benefits: Complimentary Priority Pass membership with unlimited international lounge access, and domestic lounge access once per quarter.
• Dining and Entertainment: Buy one get one free on movie tickets via BookMyShow, up to ₹200 per month.
• Insurance Coverage: Air accident cover of ₹25 lakhs, lost baggage insurance up to ₹1 lakh, and other travel-related insurance covers.
• Concierge Services: 24×7 assistance for travel bookings, dining reservations, gift delivery, and more.
• Auto Assist: Roadside repair services, accident management, medical assistance, and more.

Rewards from IndusInd Bank Legend Credit Card

Spend Category	Reward Rate
Weekday Spends	1 Reward Point per ₹100 spent
Weekend Spends	2 Reward Points per ₹100 spent
Fuel, Utility, Rental, Insurance	No rewards
Reward Value	1 Reward Point = ₹0.75 for cash credit; 1 Reward Point = 1 AirMile/Club Vistara Point
Rewards Expire in	Do not expire

Milestone Benefits of IndusInd Bank Legend Credit Card

Spending Milestone	Reward Earned
Annual Spending of ₹6 lakh	4,000 bonus Reward Points

Redemption of IndusInd Bank Legend Credit Card Points

Cardholders can redeem their reward points through various channels:

• Cashback: 1 Reward Point = ₹0.75 for statement credit.
• AirMiles: 100 Reward Points = 100 AirMiles (InterMiles or Club Vistara Points).
• Gift Vouchers: Redeem points for a variety of products and vouchers via the IndusMoments portal.

Gift Vouchers Available

Category	Brands
Shopping	Myntra, Amazon, Pantaloons, Levi’s, Lifestyle, Shoppers Stop
Electronics	Croma
OTA	MakeMyTrip, EaseMyTrip
Hotels	Oberoi Hotels, Taj Hotels, ITC Hotels
Cabs	Uber, Ola
Airline	Vistara, IndiGo, SpiceJet
Luxury Brands	Neiman Marcus, Gucci, Louis Vuitton
Merchandise	Apple, Samsung

Airport Lounge Access with IndusInd Bank Legend Credit Card

Access Type	Details
Domestic Lounges	1 complimentary visit per quarter
International Lounges	Not applicable
Add-on Cardholder Benefits	Same benefits as primary cardholder

Airport Transfers with IndusInd Bank Legend Credit Card

The IndusInd Bank Legend Credit Card offers discounted luxury airport transfer services, providing convenience and comfort for frequent travelers. This service requires prior booking through the IndusInd Bank concierge.

Forex Markup Fee for IndusInd Bank Legend Credit Card

Fee Type	Details
Forex Markup Fee	1.8% on all international transactions

Eligibility

To apply for the IndusInd Bank Legend Credit Card, applicants must meet the following criteria:

• Age: 18 to 65 years old
• Income: Stable source of income
• Documents Required: Aadhar Card, PAN Card, proof of income (latest bank statements/salary slips, ITR), and residence proof (utility bills, passport, driving license, etc.)

How to Apply

Applying for the IndusInd Bank Legend Credit Card is straightforward:

1. Online Application:

• Visit the IndusInd Bank website.
• Click on the “Apply Now” button and fill out the required personal and financial information.
• Submit the necessary documents online as per the instructions.

1. Offline Application:

• Visit the nearest IndusInd Bank branch.
• Request an application form for the IndusInd Bank Legend Credit Card.
• Fill out the form with accurate details and attach the required documents.
• Submit the form at the branch and await approval.

Card Review: IndusInd Bank Legend Credit Card

The IndusInd Bank Legend Credit Card is an excellent choice for individuals seeking premium benefits across various categories. With extensive travel benefits, high reward rates on weekends, and a multitude of lifestyle perks, it offers substantial value for those who demand the best in credit card benefits.

Rating: 4.5

• Overall Rating: 4.5
• Benefits: 4.7
• Fees: 4.0
• Customer Service: 4.6

Pros and Cons of IndusInd Bank Legend Credit Card

Advantages of the Credit Card:

• Unlimited international lounge access with Priority Pass.
• Low forex markup fee of 1.8%.
• Comprehensive insurance coverage and 24×7 concierge services.

Potential Drawbacks:

• High joining fee of ₹9,999 + taxes.
• Limited rewards on weekdays and non-travel spends.

Similar Cards to IndusInd Legend Credit Card

Feature	IndusInd Legend Credit Card	HDFC Diners Club Black Credit Card	SBI Elite Credit Card	Axis Bank Magnus Credit Card
Annual Fee	₹9,999 + taxes	₹10,000 + GST	₹4,999 + GST	₹10,000 + GST
Lounge Access	4 Free Domestic Airport Lounge	Unlimited domestic and international	6 domestic, 2 international	Unlimited domestic and international
Reward Rate	1-2 Reward Points per ₹100 spent	10x points on select categories	2 reward points per ₹100 spent	12 EDGE reward points per ₹200 spent
Reward Value	1 point = ₹0.75 or 1 AirMile	1 point = ₹0.50	1 point = ₹0.25	1 EDGE point = ₹0.20
Special Benefits	Travel, insurance, concierge	High reward rates, exclusive benefits	Complimentary movie tickets, club memberships	Travel vouchers, dining discounts

Relevant Links

To help our readers navigate our website and find additional relevant content, here are some internal links you might find useful:

• Best Premium Credit Cards in India
• Top 10 Best Travel Credit Cards in India 2024
• How to Maximize Credit Card Rewards
• IndusInd Bank Credit Cards Overview

For more detailed information about IndusInd Bank credit cards and other financial products, you can visit the official IndusInd Bank website.

FAQ

Q: What is the joining fee for the IndusInd Bank Legend Credit Card? A: The joining fee for the IndusInd Bank Legend Credit Card is ₹9,999 + taxes.

Q: How can I earn reward points with the IndusInd Bank Legend Credit Card? A: You can earn 1 Reward Point per ₹100 spent on weekdays and 2 Reward Points per ₹100 spent on weekends. Reward points can be redeemed for cash credit, AirMiles, or Club Vistara Points.

Q: Does the IndusInd Bank Legend Credit Card offer lounge access? A: Yes, the card offers unlimited international lounge access with Priority Pass and one complimentary domestic lounge visit per quarter.

Q: What is the forex markup fee for international transactions? A: The forex markup fee for international transactions is 1.8%.

Q: Are there any milestone benefits with the IndusInd Bank Legend Credit Card? A: Yes, you can earn 4,000 bonus Reward Points on spending ₹6 lakh or more within a year from the card issuance date.

Q: How do I apply for the IndusInd Bank Legend Credit Card? A: You can apply for the IndusInd Bank Legend Credit Card online through the IndusInd Bank website or offline by visiting the nearest IndusInd Bank branch.