The Axis Bank My Zone Credit Card is a popular entry-level card ideal for individuals looking to enjoy entertainment, dining, and lifestyle perks at a low cost. With a nominal joining fee of ₹500 + GST and no annual fee for the first year, this card is particularly beneficial for frequent moviegoers, online shoppers, and food delivery users. The key benefits include Buy One Get One Free (BOGO) on Paytm movie tickets, discounts on Swiggy orders, and a complimentary SonyLiv Premium subscription. It also provides 1% fuel surcharge waiver and access to select airport lounges. Overall, this card caters to those seeking entertainment and dining offers without having to pay a high annual fee.
- Overview
- Welcome Benefits
- Charges for Axis Bank My Zone Credit Card
- Benefits of Axis Bank My Zone Credit Card
- Rewards from Axis Bank My Zone Credit Card
- Milestone Benefits of Axis Bank My Zone Credit Card
- Redemption of Axis Bank My Zone Credit Card Points
- Airport Lounge Access
- Forex Markup Fee for Axis Bank My Zone Credit Card
- Eligibility for Axis Bank My Zone Credit Card
- Similar Cards to Axis Bank My Zone Credit Card
- Relevant Links
- FAQ
Overview
| Feature | Details |
|---|---|
| Card Type | Lifestyle Credit Card |
| Reward Rate | 4 EDGE points per ₹200 spent |
| Reward Value | 1 EDGE point = ₹0.20 |
| Annual Fee | ₹500 + GST (waived for 1st year) |
| Unique Selling Points | BOGO on movie tickets, Swiggy discounts, complimentary lounge access |
| Rating (out of 5) | 4.5 |
Welcome Benefits
| Welcome Benefit | Details |
|---|---|
| OTT Benefit | Complimentary SonyLiv subscription on the first spend within 30 days |
| Renewal Benefit | Renewal of SonyLiv subscription upon spending ₹1.5 lakhs annually |
Charges for Axis Bank My Zone Credit Card
| Fee Type | Details |
|---|---|
| Joining Fee | ₹500 + GST |
| Annual Fee | ₹500 + GST (waived for 1st year) |
| Renewal Fee Waivers | None |
| Payment Type | Charges |
|---|---|
| Rent Payment | Not Applicable |
| Education | Not Applicable |
| Insurance | Not Applicable |
| Utilities | Not Applicable |
Benefits of Axis Bank My Zone Credit Card
- Movie Benefit: BOGO on Paytm Movies with up to ₹200 off on the second ticket.
- Swiggy Discount: ₹120 off on Swiggy orders twice a month, on minimum orders of ₹500.
- Lounge Access: One complimentary domestic airport lounge access per quarter.
- Dining Discounts: 15% off at partner restaurants through Axis Dining Delights program.
- SonyLiv Premium Subscription: Free annual subscription on the first spend and renewal on annual spends of ₹1.5 lakhs.
Rewards from Axis Bank My Zone Credit Card
| Spend Category | Reward Rate |
|---|---|
| General Spending | 4 EDGE Reward points per ₹200 spent |
| Reward Points Cap | No cap on reward points |
| Reward Value | 1 EDGE point = ₹0.20 |
Milestone Benefits of Axis Bank My Zone Credit Card
| Spending Milestone | Reward Earned |
|---|---|
| ₹1.5 Lakhs/year | Renewal of SonyLiv subscription |
Redemption of Axis Bank My Zone Credit Card Points
You can redeem EDGE Reward points across multiple categories like travel, shopping, and vouchers through the Axis EDGE Rewards platform.
Airport Lounge Access
Cardholders get 1 complimentary domestic airport lounge access per quarter, provided they meet a spend of ₹50,000 in the prior 3 months.
Forex Markup Fee for Axis Bank My Zone Credit Card
| Fee Type | Details |
|---|---|
| Forex Markup Fee | 3.5% on international transactions |
Eligibility for Axis Bank My Zone Credit Card
To apply for the Axis Bank My Zone Credit Card, applicants must meet the following criteria:
- Age: 18 to 70 years old
- Income: Stable income source
- Nationality: Indian resident or NRI
Card Review: Axis Bank My Zone Credit Card
Summary
The Axis Bank My Zone Credit Card is an excellent choice for those who frequently spend on movies, dining, and food delivery. With benefits such as BOGO on movie tickets, Swiggy discounts, and a complimentary OTT subscription, it offers great value for its ₹500 annual fee. However, the reward rate may not be as attractive compared to other cards, especially for non-partner spending categories like fuel or utilities.
Pros and Cons of Axis Bank My Zone Credit Card
Advantages:
- Affordable annual fee with entertainment-centric perks.
- Free SonyLiv subscription with the possibility of renewal.
- Lounge access and fuel surcharge waiver.
Disadvantages:
- Limited reward rate on general spending.
- Swiggy discount capped at ₹240 per month.
Similar Cards to Axis Bank My Zone Credit Card
| Credit Card | Annual Fee | Key Benefits | Reward Rate |
|---|---|---|---|
| SBI SimplyCLICK Card | ₹499 + GST | 5x points on online spends | 10x rewards on partner spends |
| HDFC Millennia Credit Card | ₹1,000 + GST | 5% cashback on Amazon, Flipkart, Zomato | 1% cashback on all other spends |
| Airtel Axis Bank Credit Card | ₹500 + GST | 25% cashback on Airtel payments | 10% cashback on utility bills |
Comparison
- SBI SimplyCLICK Card is ideal for online shoppers with enhanced reward points on partner platforms.
- HDFC Millennia Credit Card offers comprehensive cashback across popular e-commerce sites.
- Airtel Axis Bank Credit Card is excellent for Airtel users, providing high cashback on bill payments.
Relevant Links
For more information, visit Axis Bank’s official website.
FAQ
What is the annual fee for Axis Bank My Zone Credit Card?
The annual fee is ₹500 + GST, and it is waived for the first year.
Does Axis Bank My Zone provide lounge access?
Yes, it provides one complimentary domestic airport lounge access per quarter.
How do I get the SonyLiv subscription?
You receive a free subscription after making the first spend within 30 days of card issuance.
