The Standard Chartered Super Value Titanium Credit Card is designed for individuals seeking exceptional value on their everyday expenses. With generous cashback on fuel, utility bills, and telecom spends, this card is a practical choice for those who want to maximize savings on routine expenditures. In this comprehensive review, we delve into its key features and benefits to help you determine if it meets your financial needs.
Overview
| Feature | Details |
|---|---|
| Card Type | Cashback Credit Card |
| Reward Rate | Up to 5% cashback on fuel, utility bills, and telecom spends |
| Annual Fee | ₹750 + GST (waived on spending ₹60,000 annually) |
| Unique Selling Points | High cashback rates on essential spends |
| Rating (out of 5) | 4.3 |
Joining Fees for Standard Chartered Super Value Titanium Credit Card
| Fee Type | Details |
|---|---|
| Joining Fee | ₹750 + GST |
| Renewal Fee | ₹750 + GST |
| Welcome Benefits | NA |
| Renewal Fee Waivers | Waived on spending ₹60,000 annually |
Membership Benefits of Standard Chartered Super Value Titanium Credit Card
The Standard Chartered Super Value Titanium Credit Card offers a variety of benefits that cater to essential spending categories:
- Fuel Cashback: Get 5% cashback on fuel spends across all petrol stations in India.
- Utility Bills Cashback: Enjoy 5% cashback on utility bill payments.
- Telecom Cashback: Receive 5% cashback on telecom bill payments.
- Dining Discounts: Avail exclusive dining discounts at partner restaurants.
- Concierge Services: 24×7 concierge services for travel, dining, and entertainment.
Rewards from Standard Chartered Super Value Titanium Credit Card
| Spend Category | Cashback Rate |
|---|---|
| Fuel Spending | 5% cashback |
| Utility Bills | 5% cashback |
| Telecom Spending | 5% cashback |
| Other Retail Spending | 1 reward point for every ₹150 spent |
| Cashback Cap | ₹200 per month per category (fuel, utility, telecom) |
Milestone Benefits of Standard Chartered Super Value Titanium Credit Card
| Spending Milestone | Reward Earned |
|---|---|
| ₹60,000 Spent Annually | Annual fee waiver |
| NA | NA |
Redemption of Standard Chartered Super Value Titanium Credit Card Points
Cardholders can redeem their reward points through various channels:
- Statement Credit: Convert reward points into statement credits.
- Gift Vouchers: Redeem points for gift vouchers from leading brands.
- Merchandise: Choose from a range of products in the rewards catalog.
Airport Lounge Access with Standard Chartered Super Value Titanium Credit Card
| Access Type | Details |
|---|---|
| Domestic Lounges | NA |
| International Lounges | NA |
| Add-on Cardholder Benefits | NA |
Airport Transfers with Standard Chartered Super Value Titanium Credit Card
The Standard Chartered Super Value Titanium Credit Card does not offer complimentary airport transfer services. However, cardholders can benefit from other lifestyle and dining-related discounts and offers.
Forex Markup Fee for Standard Chartered Super Value Titanium Credit Card
| Fee Type | Details |
|---|---|
| Forex Markup Fee | 3.5% of the transaction amount |
| Reward Rate for International Spends | 1 reward point for every ₹150 spent |
Eligibility for Standard Chartered Super Value Titanium Credit Card
To apply for the Standard Chartered Super Value Titanium Credit Card, applicants must meet the following criteria:
- Age: Minimum 21 years old
- Income: Minimum annual income as required by the bank (varies by region)
- Credit Score: Good credit history
How to Apply
Applying for the Standard Chartered Super Value Titanium Credit Card is straightforward:
- Online Application:
- Visit the Standard Chartered Bank website.
- Navigate to the “Credit Cards” section and select the “Super Value Titanium Credit Card”.
- Click on the “Apply Now” button and fill out the required personal and financial information.
- Submit the necessary documents online as per the instructions.
- Offline Application:
- Visit the nearest Standard Chartered Bank branch.
- Request an application form for the Super Value Titanium Credit Card.
- Fill out the form with accurate details and attach the required documents.
- Submit the form at the branch and await approval.
Card Review
The Standard Chartered Super Value Titanium Credit Card is an excellent option for those who want to save on everyday expenses. With high cashback rates on fuel, utility bills, and telecom spends, it offers substantial savings for routine expenditures.
Overall Rating: 4.3
- Benefits: 4.5
- Fees: 4.0
- Customer Service: 4.2
Pros and Cons of Standard Chartered Super Value Titanium Credit Card
Advantages:
- 5% cashback on fuel, utility bills, and telecom spends.
- Annual fee waiver on spending ₹60,000 annually.
- Additional rewards on other retail spends.
Potential Drawbacks:
- Monthly cashback cap of ₹200 per category.
- No travel-related benefits like lounge access or airport transfers.
- High forex markup fee of 3.5%.
For those interested in applying for the card, you can follow these simple steps and start enjoying the exclusive benefits offered by Standard Chartered Bank. Visit the official Standard Chartered Bank website to get started on your application.
Relevant Links
To help our readers navigate our website and find additional relevant content, here are some internal links you might find useful:
- Best Cashback Credit Cards in India
- How to Maximize Credit Card Rewards
- Standard Chartered Bank Credit Cards
For more detailed information about Standard Chartered Bank credit cards and other financial products, you can visit the official Standard Chartered Bank website. Here are some relevant resources:
