The Kotak Mahindra Bank PVR Gold Credit Card is a fantastic option for movie enthusiasts, offering a host of cinema-related benefits and rewards. This card provides complimentary movie tickets, discounts on food and beverages at PVR cinemas, and a straightforward rewards program. In this detailed review, we explore its key features and benefits to help you determine if it meets your entertainment and lifestyle needs.
Table of Contents
Overview
| Feature | Details |
|---|---|
| Card Type | Entertainment Credit Card |
| Reward Rate | 2 PVR Shield points for every ₹100 spent on retail |
| Annual Fee | ₹999 + GST |
| Unique Selling Points | Complimentary movie tickets, PVR discounts |
| Rating | 4.0 (out of 5) |
Joining Fees
| Fee Type | Details |
|---|---|
| Joining Fee | ₹999 + GST |
| Renewal Fee | ₹999 + GST |
| Welcome Benefits | 2 complimentary PVR movie tickets |
| Renewal Fee Waivers | NA |
Membership Benefits
The Kotak Mahindra Bank PVR Gold Credit Card offers a variety of membership benefits designed for movie lovers:
- Complimentary Movie Tickets: Get up to 2 free PVR movie tickets every month.
- Discounts on Food and Beverages: Enjoy discounts on food and beverages at PVR cinemas.
- PVR Privileges: Exclusive access to PVR Privileges program for additional perks.
- Concierge Services: 24×7 concierge services for entertainment and lifestyle needs.
Rewards
| Spend Category | Reward Rate |
|---|---|
| Retail Spending | 2 PVR Shield points for every ₹100 spent |
| PVR Spending | 3 PVR Shield points for every ₹100 spent |
| Reward Points Cap | No cap on reward points |
Milestone Benefits
| Spending Milestone | Reward Earned |
|---|---|
| NA | NA |
Redemption
Cardholders can redeem their PVR Shield points through various channels:
- Movie Tickets: Redeem points for complimentary PVR movie tickets.
- Food and Beverages: Use points for discounts on food and beverages at PVR cinemas.
- PVR Gift Vouchers: Redeem points for PVR gift vouchers.
- Merchandise: Choose from a range of products in the rewards catalog.
Airport Lounge Access
| Access Type | Details |
|---|---|
| Domestic Lounges | NA |
| International Lounges | NA |
| Add-on Cardholder Benefits | NA |
Airport Transfers
The Kotak Mahindra Bank PVR Gold Credit Card does not offer complimentary airport transfer services. However, cardholders can benefit from entertainment-related discounts and offers.
Forex Markup Fee
| Fee Type | Details |
|---|---|
| Forex Markup Fee | 3.5% of the transaction amount |
| Reward Rate for International Spends | 2 PVR Shield points for every ₹100 spent on retail |
Eligibility
To apply for the Kotak Mahindra Bank PVR Gold Credit Card, applicants must meet the following criteria:
- Age: Minimum 21 years old
- Income: Minimum annual income as required by the bank (varies by region)
- Credit Score: Good credit history
How to Apply?
Applying for the Kotak Mahindra Bank PVR Gold Credit Card is straightforward:
- Online Application:
- Visit the Kotak Mahindra Bank website.
- Navigate to the “Credit Cards” section and select the “PVR Gold Credit Card”.
- Click on the “Apply Now” button and fill out the required personal and financial information.
- Submit the necessary documents online as per the instructions.
- Offline Application:
- Visit the nearest Kotak Mahindra Bank branch.
- Request an application form for the PVR Gold Credit Card.
- Fill out the form with accurate details and attach the required documents.
- Submit the form at the branch and await approval.
Card Review
The Kotak Mahindra Bank PVR Gold Credit Card is a perfect choice for movie enthusiasts, offering a range of benefits and rewards tailored to enhance your cinema experience. With complimentary movie tickets, discounts on food and beverages, and an easy-to-understand rewards program, this card provides significant value for entertainment seekers.
Rating: (out of 5)
- Overall Rating: 4.0
- Benefits: 4.5
- Fees: 3.5
- Customer Service: 4.0
Pros and Cons
Advantages of the Credit Card:
- Up to 2 complimentary movie tickets every month.
- Discounts on food and beverages at PVR cinemas.
- Easy-to-earn and redeem PVR Shield points.
Potential Drawbacks:
- No travel-related benefits like lounge access or airport transfers.
- High forex markup fee of 3.5%.
- Annual fee waiver not available.
For those interested in applying for the card, you can follow these simple steps and start enjoying the exclusive benefits offered by Kotak Mahindra Bank. Visit the official Kotak Mahindra Bank website to get started on your application.
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