The Etihad Guest SBI Premier Credit Card is a premium travel card tailored for frequent flyers who regularly travel with Etihad Airways.
SBI partnered with UAE-based Etihad Airways to introduce two travel credit cards: the Etihad Guest SBI Credit Card and the Etihad Guest SBI Premier Card. The Premier version offers enhanced benefits but comes with a higher annual fee.
The Etihad Guest SBI Premier Card allows cardholders to earn Etihad Airways AirMiles, known as Etihad Guest Miles, for every Rs. 100 spent, with the number of AirMiles earned varying based on the spending category. The card also provides several travel-related welcome benefits and milestone rewards.
Continue reading to explore more details about the Etihad Guest SBI Premier Card.
Overview
| Feature | Details |
|---|---|
| Card Type | Travel Credit Card |
| Reward Rate | Up to 6 Etihad Guest Miles per ₹100 spent |
| Reward Value | 1 Etihad Guest Mile ≈ ₹0.30 |
| Annual Fee | ₹4,999 + GST |
| Unique Selling Points | Complimentary Etihad Guest Gold Tier Status, lounge access, milestone rewards |
| Rating (out of 5) | 4.5 |
Table of Contents
Welcome Benefits for Etihad Guest SBI Premier Credit Card
| Welcome Benefit | Details |
|---|---|
| Complimentary Gold Tier Status | Upon first transaction |
| Additional Benefits | 2 free Wi-Fi vouchers on first flight booking |
Charges for Etihad Guest SBI Premier Credit Card
| Fee Type | Details |
|---|---|
| Joining Fee | ₹4,999 + GST |
| Renewal Fee | ₹4,999 + GST |
| Finance Charges | 3.5% per month (42% per annum) |
| Late Payment Fee | ₹400 to ₹1,300 based on the outstanding balance |
| Foreign Transaction Fee | 3.5% + GST |
| Rent Payment | 1% fee using third-party apps like CRED, Paytm |
| Education | 1% fee using third-party apps |
| Utilities | No additional charges |
Membership Benefits of Etihad Guest SBI Premier Credit Card
This card provides various premium benefits:
- Travel Benefits: Complimentary international lounge access through Priority Pass with 4 visits per year (2 per quarter), and 8 domestic lounge visits per year (2 per quarter).
- Insurance Coverage: Includes complimentary overseas air accident coverage of ₹50 lakh, fraud liability cover of ₹1 lakh, and lost baggage allowance of up to USD 1,000.
- Discounts: Up to 10% off on Etihad Business Class tickets and up to 3% off on Economy Class bookings made directly through the Etihad website.
Rewards from Etihad Guest SBI Premier Credit Card
| Spend Category | Reward Rate |
|---|---|
| Etihad.com Spends | 6 Etihad Guest Miles per ₹100 spent |
| International Spends | 4 Etihad Guest Miles per ₹100 spent |
| All Other Spends | 2 Etihad Guest Miles per ₹100 spent |
| Reward Value | 1 Etihad Guest Mile ≈ ₹0.30 |
| Rewards Expire in | 2 years |
Milestone Benefits of Etihad Guest SBI Premier Credit Card
| Spending Milestone | Reward Earned |
|---|---|
| Quarterly Spend of ₹1.5 Lakh | 1,500 Etihad Guest Miles |
| Annual Spend of ₹8 Lakh | 1 Companion Voucher |
Redemption of Etihad Guest SBI Premier Credit Card Points
Etihad Guest Miles can be redeemed for:
- Flight Bookings: Use miles to book Etihad Airways flights and services.
- Hotel Stays and Car Rentals: Redeem miles for hotel bookings and car rentals through participating travel partners.
Gift Vouchers Available
| Category | Brands |
|---|---|
| Shopping | Myntra, Amazon, Pantaloons, Levi’s, Lifestyle, Shoppers Stop |
| Electronics | Croma |
| OTA | MakeMyTrip, EaseMyTrip |
| Hotels | Oberoi Hotels, Taj Hotels, ITC Hotels |
| Cabs | Uber, Ola |
| Airline | Etihad Airways |
Airport Lounge Access with Etihad Guest SBI Premier Credit Card
| Access Type | Details |
|---|---|
| Domestic Lounges | 8 complimentary visits per year |
| International Lounges | 4 complimentary visits per year via Priority Pass |
| Add-on Cardholder Benefits | Same benefits as primary cardholder |
Airport Transfers with Etihad Guest SBI Premier Credit Card
This card does not offer specific airport transfer benefits.
Forex Markup Fee for Etihad Guest SBI Premier Credit Card
| Fee Type | Details |
|---|---|
| Forex Markup Fee | 3.5% + GST on all international transactions |
Eligibility for Etihad Guest SBI Premier Credit Card
To apply for the Etihad Guest SBI Premier Credit Card, applicants must meet the following criteria:
- Age: 18 years and above
- Income: Stable income required
- Documents Required: Aadhar Card, PAN Card, proof of income (latest bank statements/salary slips, ITR), and residence proof.
Etihad Guest SBI Premier Credit Card Card Review
The Etihad Guest SBI Premier Credit Card is ideal for frequent flyers of Etihad Airways. With high reward rates, complimentary lounge access, and significant milestone benefits, it provides excellent value for those who travel frequently with Etihad.
Rating: 4.5
- Overall Rating: 4.5
- Benefits: 4.6
- Fees: 4.2
- Customer Service: 4.4
Pros and Cons of Etihad Guest SBI Premier Credit Card
Advantages:
- High reward rates on Etihad bookings
- Complimentary international lounge access
- Attractive milestone benefits
Drawbacks:
- High annual fee
- Limited reward options outside of Etihad spends
Similar Cards to Etihad Guest SBI Premier
| Feature | Etihad Guest SBI Premier Credit Card | HDFC Diners Club Black Credit Card | Air India SBI Signature Credit Card |
|---|---|---|---|
| Annual Fee | ₹4,999 + GST | ₹10,000 + GST | ₹4,999 + GST |
| Lounge Access | 8 domestic, 4 international | Unlimited domestic & international | 8 domestic, 4 international |
| Reward Rate | Up to 6 miles per ₹100 spent | Up to 10x on select categories | 30 RP per ₹100 on Air India spends |
| Reward Value | 1 mile ≈ ₹0.30 | 1 point = ₹1 | 1 point = 1 Air Mile |
| Special Benefits | Etihad flight rewards, milestone rewards | Travel, dining, golf benefits | Air India flight rewards, lounge access |
Relevant Links
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For more detailed information about SBI credit cards and other financial products, you can visit the official SBI Card website.
FAQ
What is the annual fee for the Etihad Guest SBI Premier Credit Card?
The annual fee is ₹4,999 + GST, with the same amount charged for renewal each year.
How can I earn reward points with the Etihad Guest SBI Premier Credit Card?
You can earn up to 6 Etihad Guest Miles per ₹100 spent on Etihad bookings made through the Etihad website.
How can I redeem the Etihad Guest Miles earned with the Etihad Guest SBI Premier Credit Card?
You can redeem Etihad Guest Miles for flight bookings, seat upgrades, and additional services with Etihad Airways. Miles can also be redeemed for hotel stays, car rentals, and shopping via Etihad’s partner network.
Does the Etihad Guest SBI Premier Credit Card offer any special benefits for frequent flyers?
Yes, the card provides a complimentary Etihad Guest Gold Tier status upon the first transaction, which includes benefits such as priority check-in, additional baggage allowance, and access to Etihad lounges.
What milestone benefits are available with the Etihad Guest SBI Premier Credit Card?
You can earn 1,500 Etihad Guest Miles for every quarterly spend of ₹1.5 lakh and a Companion Voucher upon spending ₹8 lakh annually.
Is the Etihad Guest SBI Premier Credit Card worth it for frequent Etihad Airways travelers?
Absolutely. With high rewards on Etihad bookings, complimentary lounge access, and significant milestone rewards, this card offers great value for those who frequently fly with Etihad Airways.
