The Citi PremierMiles Credit Card is a top-tier travel credit card designed for frequent flyers and travel enthusiasts. With its extensive travel benefits, including air mile conversions, complimentary airport lounge access, and a rewarding miles program, this card is tailored to maximize your travel experiences. In this comprehensive review, we delve into its key features and benefits to help you determine if it meets your travel needs.
Overview
| Feature | Details |
|---|---|
| Card Type | Travel Credit Card |
| Reward Rate | 10 Miles for every ₹100 spent on airlines and travel bookings |
| Annual Fee | ₹3,000 + GST |
| Unique Selling Points | Air mile conversions, complimentary lounge access |
| Rating | 4.5 (out of 5) |
Joining Fees for Citi PremierMiles Credit Card
| Fee Type | Details |
|---|---|
| Joining Fee | ₹3,000 + GST |
| Renewal Fee | ₹3,000 + GST |
| Welcome Benefits | 10,000 Miles on first spend of ₹1,000 or more within 60 days |
| Renewal Fee Waivers | NA |
Membership Benefits of Citi PremierMiles Credit Card
The Citi PremierMiles Credit Card offers a variety of travel-related benefits that enhance your flying experience:
- Air Mile Conversions: Convert miles to frequent flyer programs of leading airlines.
- Complimentary Lounge Access: Enjoy complimentary visits to select domestic and international airport lounges.
- Travel Insurance: Coverage for travel-related emergencies and inconveniences.
- Concierge Services: 24×7 concierge services for travel, dining, and entertainment.
Rewards from Citi PremierMiles Credit Card
| Spend Category | Reward Rate |
|---|---|
| Airline and Travel Bookings | 10 Miles for every ₹100 spent |
| Other Spending | 4 Miles for every ₹100 spent |
| Reward Points Cap | No cap on miles earned |
Milestone Benefits of Citi PremierMiles Credit Card
| Spending Milestone | Reward Earned |
|---|---|
| NA | NA |
Redemption of Citi PremierMiles Credit Card Points
Cardholders can redeem their miles through various channels:
- Flights: Book flights via the Citi PremierMiles website or convert miles to frequent flyer programs.
- Hotel Bookings: Use miles for hotel bookings through partner platforms.
- Gift Vouchers: Redeem miles for gift vouchers from leading brands.
- Merchandise: Choose from a range of products in the rewards catalog.
Airport Lounge Access with Citi PremierMiles Credit Card
| Access Type | Details |
|---|---|
| Domestic Lounges | Complimentary access to select lounges |
| International Lounges | Complimentary access to select lounges |
| Add-on Cardholder Benefits | Same benefits as primary cardholder |
Airport Transfers with Citi PremierMiles Credit Card
The Citi PremierMiles Credit Card does not offer complimentary airport transfer services. However, cardholders can benefit from other travel-related discounts and offers.
Forex Markup Fee for Citi PremierMiles Credit Card
| Fee Type | Details |
|---|---|
| Forex Markup Fee | 3.5% of the transaction amount |
| Reward Rate for International Spends | 4 Miles for every ₹100 spent |
Eligibility for Citi PremierMiles Credit Card
To apply for the Citi PremierMiles Credit Card, applicants must meet the following criteria:
- Age: Minimum 21 years old
- Income: Minimum annual income as required by the bank (varies by region)
- Credit Score: Good credit history
How to Apply
Applying for the Citi PremierMiles Credit Card is straightforward:
- Online Application:
- Visit the Citi Bank website.
- Navigate to the “Credit Cards” section and select the “PremierMiles Credit Card”.
- Click on the “Apply Now” button and fill out the required personal and financial information.
- Submit the necessary documents online as per the instructions.
- Offline Application:
- Visit the nearest Citi Bank branch.
- Request an application form for the PremierMiles Credit Card.
- Fill out the form with accurate details and attach the required documents.
- Submit the form at the branch and await approval.
Card Review: Citi PremierMiles Credit Card
The Citi PremierMiles Credit Card is an excellent choice for frequent travelers seeking a rewarding travel experience. With high miles earning rates on travel bookings, complimentary lounge access, and extensive redemption options, it offers substantial value for those who fly frequently.
Overall Rating: 4.5
- Benefits: 4.7
- Fees: 4.0
- Customer Service: 4.5
Pros and Cons of Citi PremierMiles Credit Card
Advantages:
- 10 Miles for every ₹100 spent on airlines and travel bookings.
- Complimentary access to domestic and international airport lounges.
- Extensive air mile conversion options with leading airlines.
Potential Drawbacks:
- High annual fee of ₹3,000 + GST.
- No complimentary airport transfer services.
- High forex markup fee of 3.5%.
For those interested in applying for the card, you can follow these simple steps and start enjoying the exclusive benefits offered by Citi Bank. Visit the official Citi Bank website to get started on your application.
Relevant Links
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For more detailed information about Citi Bank credit cards and other financial products, you can visit the official Citi Bank website. Here are some relevant resources:
FAQ
Q: What is the annual fee for the Citi PremierMiles Credit Card?
A: The annual fee for the Citi PremierMiles Credit Card is ₹3,000 + GST.
Q: How can I earn miles with the Citi PremierMiles Credit Card?
A: You can earn 10 Miles for every ₹100 spent on airlines and travel bookings, and 4 Miles for every ₹100 spent on other categories.
Q: Can I convert my miles to frequent flyer programs?
A: Yes, you can convert your miles to frequent flyer programs of leading airlines through the Citi PremierMiles website.
Q: Does the Citi PremierMiles Credit Card offer lounge access?
A: Yes, the card offers complimentary access to select domestic and international airport lounges.
Q: What is the forex markup fee for international transactions?
A: The forex markup fee for international transactions is 3.5% of the transaction amount.
Citi PremierMiles Credit Card Review 2024 - CardReview.in
Benefits of the Citi PremierMiles Credit Card. Learn about its travel rewards, lounge access, and how to apply. Ideal for frequent flyers!
Product SKU: CardReview
Product Brand: Card Review
4.5
Pros
- 10 Miles for every ₹100 spent on airlines and travel bookings.
- Complimentary access to domestic and international airport lounges.
- Extensive air mile conversion options with leading airlines.
Cons
- High annual fee of ₹3,000 + GST.
- No complimentary airport transfer services.
- High forex markup fee of 3.5%.
Citi PremierMiles Credit Card Review 2024 - CardReview.in
Benefits of the Citi PremierMiles Credit Card. Learn about its travel rewards, lounge access, and how to apply. Ideal for frequent flyers!
Product SKU: CardReview
Product Brand: Card Review
4.5
Pros
- 10 Miles for every ₹100 spent on airlines and travel bookings.
- Complimentary access to domestic and international airport lounges.
- Extensive air mile conversion options with leading airlines.
Cons
- High annual fee of ₹3,000 + GST.
- No complimentary airport transfer services.
- High forex markup fee of 3.5%.
