The Axis SpiceJet Voyage Credit Card is a co-branded travel card designed for frequent flyers who prefer flying with SpiceJet. This card offers exclusive rewards, including SpiceClub points, milestone benefits, and complimentary lounge access. Here’s a detailed look at the features and benefits of this travel credit card.
Overview
| Feature | Details |
|---|---|
| Card Type | Travel Credit Card |
| Reward Rate | Up to 9% on SpiceJet spends |
| Reward Value | 1 SpiceClub Point = ₹0.50 |
| Annual Fee | ₹750 + GST |
| Unique Selling Points | Complimentary SpiceClub Silver Membership, milestone rewards |
| Rating (out of 5) | 4.3 |
Table of Contents
Welcome Benefits for Axis SpiceJet Voyage Credit Card
| Welcome Benefit | Details |
|---|---|
| SpiceJet Voucher | ₹1,500 worth of SpiceJet voucher |
| Additional Benefits | Complimentary SpiceClub Silver Membership |
Charges for Axis SpiceJet Voyage Credit Card
| Fee Type | Details |
|---|---|
| Joining Fee | ₹750 + GST |
| Renewal Fee | ₹750 + GST |
| Finance Charges | 3.6% per month (43.2% per annum) |
| Late Payment Fee | ₹100 to ₹1,300 based on the outstanding balance |
| Foreign Transaction Fee | 3.5% + GST |
| Rent Payment | 1% fee using third-party apps like CRED, Paytm |
| Education | 1% fee using third-party apps |
| Utilities | No additional charges |
Membership Benefits of Axis SpiceJet Voyage Credit Card
- Travel Benefits: The card offers up to 4 complimentary domestic airport lounge visits per year (1 visit per quarter). Cardholders also receive a complimentary SpiceClub Silver Membership, which includes benefits like priority check-in, free seat selection, and more.
- Dining and Entertainment: Under the Axis Bank Dining Delights Program, cardholders enjoy up to 20% off on dining at over 4,000 partner restaurants across India.
- Insurance Coverage: Cardholders are protected with a lost card liability cover, ensuring they are not liable for unauthorized transactions if the card is lost or stolen.
- Fuel Surcharge Waiver: The card provides a 1% fuel surcharge waiver on transactions between ₹400 to ₹4,000 at all fuel stations across India, with a maximum waiver of ₹400 per month.
Rewards
| Spend Category | Reward Rate |
|---|---|
| SpiceJet Website/App | 18 SpiceClub Points per ₹200 spent |
| Online Bill Payments, Food, Entertainment | 6 SpiceClub Points per ₹200 spent |
| All Other Spends | 3 SpiceClub Points per ₹200 spent |
| Reward Value | 1 SpiceClub Point = ₹0.50 |
| Rewards Expire in | 3 years |
Milestone Benefits of Axis SpiceJet Voyage Credit Card
| Spending Milestone | Reward Earned |
|---|---|
| ₹1 Lakh annual spend | 2,000 SpiceClub Points |
| ₹2 Lakh annual spend | 3,000 SpiceClub Points |
Redemption
Cardholders can redeem SpiceClub Points for:
- Flight Bookings: Use points to book flights or add-ons through the SpiceJet website or mobile app.
- Upgrades and Vouchers: Redeem points for seat upgrades, meal vouchers, and more.
Gift Vouchers Available
| Category | Brands |
|---|---|
| Shopping | Myntra, Amazon, Pantaloons, Levi’s, Lifestyle, Shoppers Stop |
| Electronics | Croma |
| OTA | MakeMyTrip, EaseMyTrip |
| Hotels | Accor Hotels |
| Cabs | Uber, Ola |
| Airline | SpiceJet |
Airport Lounge Access with Axis SpiceJet Voyage Credit Card
| Access Type | Details |
|---|---|
| Domestic Lounges | 1 complimentary visit per quarter |
| International Lounges | Not available |
| Add-on Cardholder Benefits | Not available |
Airport Transfers
This card does not offer specific airport transfer benefits.
Forex Markup Fee for Axis SpiceJet Voyage Credit Card
| Fee Type | Details |
|---|---|
| Forex Markup Fee | 3.5% + GST on all international transactions |
Eligibility for Axis SpiceJet Voyage Credit Card
To apply for the Axis SpiceJet Voyage Credit Card, applicants must meet the following criteria:
- Age: 18 years and above
- Income: Stable source of income required
- Documents Required: Aadhar Card, PAN Card, proof of income, and residence proof
How to Apply
Applying for the Axis SpiceJet Voyage Credit Card is straightforward:
- Online Application:
- Visit the Axis Bank website.
- Click on the “Apply Now” button and complete the application form.
- Offline Application:
- Visit the nearest Axis Bank branch.
- Submit the necessary documents and fill out the application form.
Card Review
The Axis SpiceJet Voyage Credit Card is ideal for frequent SpiceJet flyers looking to maximize rewards on travel-related expenses. With generous SpiceClub points, complimentary lounge access, and milestone rewards, this card offers solid value for budget-conscious travelers.
Rating: 4.3
- Overall Rating: 4.3
- Benefits: 4.5
- Fees: 4.0
- Customer Service: 4.2
Pros and Cons of Axis SpiceJet Voyage Credit Card
Advantages:
- High reward rates on SpiceJet spends
- Complimentary SpiceClub Silver Membership
- Affordable annual fee
Drawbacks:
- Limited rewards on non-SpiceJet spends
- No international lounge access
Similar Cards to Axis SpiceJet Voyage
| Feature | Axis SpiceJet Voyage Credit Card | Air India SBI Signature Credit Card | Etihad Guest SBI Premier Credit Card | Club Vistara SBI Card PRIME |
|---|---|---|---|---|
| Annual Fee | ₹750 + GST | ₹4,999 + GST | ₹4,999 + GST | ₹2,999 + GST |
| Lounge Access | 4 domestic visits per year | 8 international, 2 domestic visits | 4 international, 8 domestic visits | 8 domestic, 4 international |
| Reward Rate | Up to 9% on SpiceJet spends | Up to 30 points per ₹100 spent | Up to 30 miles per ₹100 spent | Up to 10 points per ₹100 |
| Reward Value | 1 point = ₹0.50 | 1 point = ₹0.25 | 1 mile = ₹0.50 | 1 point = ₹0.75 |
| Special Benefits | SpiceJet rewards, lounge access | Air India rewards, priority check-in | Etihad Miles, luxury benefits | Vistara flight rewards |
Relevant Links
To help our readers navigate our website and find additional relevant content, here are some internal links you might find useful:
- Best Travel Credit Cards in India
- How to Maximize Credit Card Rewards
- Axis Bank Credit Cards Overview
For more detailed information about Axis Bank credit cards and other financial products, you can visit the official Axis Bank website.
FAQ
Q: How can I redeem the SpiceClub points earned with the Axis SpiceJet Voyage Credit Card? A: You can redeem SpiceClub points for booking SpiceJet flights or add-ons, such as seat selection and in-flight meals, through the SpiceJet website or mobile app.
Q: Does the Axis SpiceJet Voyage Credit Card offer any travel insurance? A: While the Axis SpiceJet Voyage Credit Card offers benefits like complimentary lounge access and SpiceClub membership, it does not come with travel insurance coverage.
Q: What are the milestone benefits offered by the Axis SpiceJet Voyage Credit Card? A: You can earn 2,000 SpiceClub points upon spending ₹1 lakh annually and 3,000 SpiceClub points upon spending ₹2 lakh annually.
Q: Is the Axis SpiceJet Voyage Credit Card suitable for non-frequent SpiceJet travelers? A: The card is best suited for frequent SpiceJet travelers due to its high reward rate on SpiceJet spends. For those who don’t often fly with SpiceJet, other cards with broader reward categories might be more beneficial.
